The OBA group commercial liability insurance offers members an affordable way to protect their beekeeping activities against third-party legal claims. This policy provides up to $5 million in coverage for accidental harm caused by bees, such as stings or swarming, and extends to honey sales and educational presentations. While it covers raw hive products like pollen and liquid honey, it excludes manufactured goods such as candles, flavored honey, or medical treatments. It is important to note that this plan only covers liability for damages to others and does not provide protection for the beekeeper’s own equipment, livestock, or property. Coverage applies to all registered bee yards and temporary locations like farmers markets, provided the member maintains proper OMAFRA registration. Finally, the policy includes specific protections for medical expenses and non-owned auto accidents involving employees or volunteers.
#honeybees #valleybeekeeping
http://www.valleybeekeeping.com
